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STRAIGHT TALK

In today’s changing financial environment, it’s important to know where you stand when it comes to your use of credit. The articles on this page will help you navigate the new credit card landscape in America.

CARD Act Video:
Understanding the basics

• Credit card loans vs. any other loans
• What is an APR?
• How is my credit limit determined?
• Why do credit cards charge fees?
• How the economy affects credit card companies
• How will the new credit card legislation affect me?
• Helpful resources from Discover